r/canadaguns • u/Financial-Big-7814 • 21d ago
Misc Dealing with gunpost
When buying or selling something on gunpost and someone responds to your ad with a profile but has either no reviews or recently made the account less then a week, month or six months? Do you even respond ? What's the cut off? Or offered you a deposit but can't pick it up for a month? (I have had this also now) Just say screw it and decide to keep it instead lol?
16
Upvotes
2
u/JETRUG 21d ago
Giving you a deposit and not being able to pick it up for a month is known as the deposit scam.
You can check over at r/scams for different variations of this but the general idea is:
they send you a cheque for more than what the original deposit was for
they wait a day or two for the funds to show in your account (most banks will make funds available within 48hr and then request the other bank to verify the funds)
they reach out to ask you for a portion back because they "made a mistake" and sent too much or have something urgent come up requiring their funds or ask you to send back the full deposit as they can no longer purchase. They will ask you to use something non-reversible like etransfer, wire transfer, crypto, gift cards, etc. to do this.
you send the requested money back via the methods they ask.
What happened is you used an immediate payment method to pay them. Their cheque is fraudulent and will bounce leaving you on the hook for the amount you sent + bounced check fees and possibly even having your bank account closed due to being part of fraudulent activity.