r/canadaguns Mar 19 '26

Misc Firearms and house insurance

Anything special to consider? Do you have some/all of your firearms included as scheduled items?

15 Upvotes

26 comments sorted by

View all comments

1

u/black_covfefe_please Mar 23 '26

It is going to depend on the total value. Most home insurance policies will have a max payout for things like collections (usually somewhere between $2k and $10k). If your total value of firearms is over $5k, you should definitely check your policy. You may need a special rider to fully cover replacement.